Assessing Where You are at

1:8:54

2023-11-06

1678

1- Select an age-appropriate investment option. Your age will have a significant impact on your investment strategy.

Generally speaking, the younger you are, the more risk you can take. That's because you have more time to recover from a market downturn or loss of value in a particular investment. So, if you're in your 20s, you can allocate more of your portfolio to more aggressive investments (like growth-oriented and small-cap companies for example).
If you're nearing retirement, allocate more of your portfolio to less aggressive investments, like fixed-income, and large-cap value companies.

2- Understand your current financial situation. Be aware of how much disposable income you have available to invest. Take a look at your budget and determine how much money is left over for investments following your monthly expenses and after you have set aside an emergency fund equivalent to three to 6 months' worth of expenses.

3- Develop your risk profile. Your risk profile determines how much risk you're willing to take.Even if you're young, you might not want to take a lot of risks. You'll select your investments based on your risk profile.

Generally speaking, stocks are more volatile than bonds, and bank accounts (checking and savings accounts) are not volatile.
Remember, there are always risk trade-off's to be made. Often, when you take less risk, you make less. Investors are richly rewarded for taking significant risks, but they can also face steep losses.

Nature

A Disturbing New Kind of Coral Pollution Is Forming on the Beaches of Japan

2026-10-03

Arctic Landslide Triggers 1,580-Foot Tsunami in Alaska

2026-09-30

He Was Looking for a Campsite. He Found a Massive Impact Crater

2026-09-28

Even After 300 Years, Scientists Find Recovering Grasslands Can Remain Fundamentally Different

2026-09-26

A Pompeii-Like Volcanic Disaster Preserved a 22-Million-Year-Old Landscape

2026-09-23

A Cloudy Climate Mystery Over Antarctica Has Scientists Rethinking Their Models

2026-09-21

Fighting Fire with Fire Could Save Giant Sequoias

2026-09-19

One of the Driest Deserts on Earth Turned White

2026-09-17

Thawing Permafrost Is Releasing Carbon, but Something Unexpected Happens

2026-09-15

The Worst Fires in Indonesia May Be the Ones You Can not See

2026-09-12

Get advices

Principles of Management: Dete ... read more

2026-09-20

Negative Personalities / The R ... read more

2026-09-14

Factors Affecting the Level of ... read more

2026-09-10

Keep Stress Out of Your Life

2026-08-25

1	The Shortest Road to Success

2	The Bounteous Source of Strength

Foresight

4	Aligning Goals with Capacities

5	Your Goals May Harm You If You Cannot Ac ... read more

6	You Always Have a Choice

7	Effectiveness of Training

8	How Do We Respond to Provocation?

9	Localization of Technology

SOCIETY AFFAIRS

Addiction to Electronic Devices and Social Media ... read more

Family Upbringing of Persons with Special Needs ... read more

The Concept of Intellectual Disability ... read more

The Bounteous Source of Strength ... read more

Steadiness in Friendship

Lack of Will Power the Obstacle to Success ... read more

Vigilance in the Midst of Problems ... read more

The Scope of Human Possibilities ... read more

How to Not Be Tempted to Eat Junk Food ... read more

The Waves of Change Created by Outstanding Persona ... read more

Family & Life

10:43:29 2026-06-16

Interpretation of Sura al-Nur - Verse 63

11:15:13 2026-06-14

Interpretation of Sura al-Nur - Verse 62 ... read more

11:31:0 2026-06-09

Interpretation of Sura al-Nur - Verse 61

11:16:53 2026-06-07

Islamic Idelogies

Why Do Shiites Prostrate on the Turbah of Ima ... read more

8:53:1 2026-07-27

Mans Spiritual Needs

12:2:30 2026-06-29

Flattery is Reprehensible

11:35:3 2026-06-27

Islam and the Propagation of Moral Virtues ... read more

11:13:8 2026-06-24

Holy Prophet

The Quran: The Intellectual Miracle of the Pr ... read more

1:14:57 2026-10-01

The Last Sermon from the Holly Prophet (Peace ... read more

2:36:22 2026-09-27

The Prophet Recommends the Thaqalayn

2:9:37 2026-09-24

The Description of the Gathering of the Holly ... read more

10:50:57 2026-09-22

Prophet ‘s progeny

HadIth al-Manzila

1:15:53 2026-10-01

Mission to Destroy the Idolatrous Temple of a ... read more

2:37:41 2026-09-27

The Prophets Private Conversation with Ali (a ... read more

2:12:26 2026-09-24

The Battle of Hunayn

10:52:21 2026-09-22

Science and technology

Researchers

Researchers Borrow Chipmaking Technology to Build ... read more

1:29:44

2026-10-03

A new gener

A Diamond Smaller Than a Grain of Rice Could Trans ... read more

2:43:53

2026-09-30

Building a

Tiny Diamond Beams Could Unlock More Powerful Quan ... read more

1:31:23

2026-09-28

Now in spac

New Space Telescope from NASA Could Bring Alien Wo ... read more

2:8:2

2026-09-26

Health &Fitness

Just 7 Days of Strength Training Triggered Fat-Bur ... read more

1:31:10

2026-10-03

A Simple Pill Could Treat Diabetic Eye Damage Befo ... read more

2:45:4

2026-09-30

Brain Differences May Explain Why Some Children St ... read more

1:34:3

2026-09-28

MOST VIEWS

Importance of Media

9:3:43 2018-11-05

10 benefits of Marriage in Islam

7:5:22 2019-04-08

benefits of reciting surat yunus, hud &

9:45:7 2018-12-24

advantages & disadvantages of divorce

11:35:12 2018-06-10

Is money everything in life?

6:0:51 2018-10-16

Illuminations

hud & his people

7:45:39 2018-06-21

friendship

2:13:43 2022-05-27

the effect of words

5:58:12 2021-12-18

belief cause cleanliness

10:47:11 2022-11-22

bahlool & a businessman

8:21:9 2018-06-21

do not burn out

2:34:48 2022-01-18

al-hussain (peace be upon him)

10:18:1 2022-09-21

IMmORTAL Words

Isaac Newton once said: "Gravity explains the motions of the planets, but it cannot explain who sets the planets in motion."

5:41:46 2023-03-18

Albert Einstein once said: "Imagination is more important than science for it surrounds the world"

10:13:17 2022-06-08

The first student of Islam, Al-Imam Ali-Ibn- Abi Talib (peace be upon him) said: "Worshiping acts is like a drop of water in the sea of directing to righteousness, and what is better than directing to righteousness is saying the right at the presence of an oppressor"

1:4:11 2022-05-26

Verner Heisenberg
The German theoretical physicist and the key pioneer of quantum mechanics said:
"The first gulp from the glass of nature sciences will turn you into an atheist, but at the bottom of the glass, God is waiting for you"

8:58:43 2022-04-19

A man who lies to himself , and believes his own lies becomes unable to recognize truth , either in himself or in anyone else , and he ends up losing respect for himself and for others.

When he has no respect for anyone , he can no longer love , and , in order to divert himself , having no love in him, he yields to his impulses , indulges in the lowest forms of pleasure , and behaves in the end like an animal .

And it all comes from lying - lying to others and to yourself .

FYODOR DOSTOEVSKY

10:28:46 2022-03-16

Reality Of Islam

MOST VIEWS

IMmORTAL Words